Make each card count.

Compare thresholds and caps for the exact card products you hold. Progress is an estimate from received alerts.

Maybank · Family & FriendsRule checked · 2 Nov 2026

S$207.30 to the 8% tier

Estimated qualifying spend this calendar month

S$1,392.70S$1,600 threshold

Current tier

Up to 6%

At S$800–S$1,599.99 monthly spend, subject to category rules and caps.

Next tier

Up to 8%

From S$1,600 monthly spend, subject to category rules and caps.

Bank rewards may use posted transactions and merchant codes we cannot confirm from email alerts.

Reference rules

Know the limits.

Qualifying period

Calendar month, not your card’s statement cycle.

Monthly cashback cap

Up to S$120 at Tier 1 or S$180 at Tier 2, with per-category caps.

Selected categories

Your five preferred categories affect bonus eligibility. Confirm them with the bank.

Source

Maybank card terms ↗

Compare cards

Citi card · illustrative exampleExample cap reached

S$1,000 of S$1,000 bonus spend

This is the user’s hypothetical S$1,000 cap, not a verified Citi product rule. The app would only suggest another card after the exact Citi product, eligible categories, cap period and the other card’s terms are verified.

Other cards

DBS · Live FreshRules to verify

Reward progress unavailable

The card’s current reward rules have not been verified. Spending still appears in the dashboard.

HSBC · Live+Issue date needed

Confirm your card start date

The bank’s introductory rules vary by issue quarter. We need that detail before estimating rewards.

Edit card details →

Spend only what you planned to spend. Reaching a threshold does not necessarily make extra purchases worthwhile.